Technical deep dives, regulatory trends, 
and founder takes

The five pillars of an AML compliance program, what examiners test under each, common exam findings, and how FinCEN's 2026 proposed rule reframes them.

How transaction monitoring rule tuning works: ATL/BTL testing, sensitivity analysis, segmentation, cadence, and the documentation examiners expect.

How banks detect account takeover fraud: attack vectors, the signals that give ATO away, SAR and FFIEC obligations, and how to evaluate detection tools.

Customer risk rating in AML: the five factors behind the score, static vs dynamic rating, how scores drive EDD and monitoring, and what examiners expect.

FinCEN human trafficking red flags for banks: labor vs sex trafficking footprints, funnel accounts, payroll absences, SAR filing rules, and forced criminality typologies.

How FinCEN 314(b) information sharing works after the June 2026 fact sheet: safe harbor conditions, fraud coverage, real-time sharing, enrollment, and the renewal trap.

APP fraud prevention across UK, EU and US rules: what Confirmation of Payee fixes, what it cannot, and why receiving-side mule detection only got built when liability shifted.

What the GENIUS Act requires of stablecoin issuers: reserves, BSA program, seize and freeze capability, Travel Rule, MiCA comparison, and the secondary market gap.