Technical deep dives, regulatory trends, 
and founder takes

Document fraud statistics from FinCEN, FBI IC3, and FTC — and what those figures miss about edited PDFs, counterfeit templates, and file-level detection.

How to spot a fake certificate of incorporation in KYB: registrar mismatch, edited seals, generated COIs, and serial reuse. Visual review is not enough.

How to detect an AI-generated PDF using metadata, empty Producer strings, model artifacts, and the file history visual review misses.

How lenders and onboarding teams spot fake pay stubs: edited vs generated files, deposit cross-checks, and what visual review misses.

How to spot a fake bank statement: edited-after-creation vs generated-from-scratch, which visual tells still work, and how file history exposes forgeries.

How banks evaluate AML vendors under OCC and FFIEC third-party risk rules, including residual BSA risk for processors, screening, BPO, and model vendors.

BSA independent testing: independence, risk-based frequency, sampling, board reporting, and what OCC examiners expect after Bulletin 2025-37.

Wire fraud detection for banks: known-number callbacks, beneficiary checks, mule holds, and 24-hour IC3 recall. IC3 reported $20.877B in 2025 losses.